MICR Code: 416074003

Bank: Janata Sahakari Bank Ltd (Pune)
IFSC Code: Jsbp0000052
MICR Code: 416074003
Address: House No. 142/6/8, Gala No. A/4, Gandhi Nagar Grampanchayat, Tal. Karvir, Dist. Kolhapur-416005
City: Kolhapur
District: Kolhapur
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 416074003.

  • In this case first three codes 416 is city code and it represents city Kolhapur.
  • Next three characters 074 represents bank Janata Sahakari Bank Ltd (Pune).
  • Remaining characters which are 003 represents branch. In our case branch is located at address House No. 142/6/8, Gala No. A/4, Gandhi Nagar Grampanchayat, Tal. Karvir, Dist. Kolhapur-416005.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.