MICR Code: 400074010

Bank: Janata Sahakari Bank Ltd (Pune)
IFSC Code: Jsbp0000056
MICR Code: 400074010
Address: Shop No 4 6 And 7 Gr Floor Panchamrut Co Op Soc S No 158 Hissa No 1 Village Kavesar Ghodbandar Rd Thane 400615
City: Thane
District: Thane
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400074010.

  • In this case first three codes 400 is city code and it represents city Thane.
  • Next three characters 074 represents bank Janata Sahakari Bank Ltd (Pune).
  • Remaining characters which are 010 represents branch. In our case branch is located at address Shop No 4 6 And 7 Gr Floor Panchamrut Co Op Soc S No 158 Hissa No 1 Village Kavesar Ghodbandar Rd Thane 400615.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.