MICR Code: 400386002

Bank: Kallappanna Awade Ichalkaranji Janata Sahakari Bank Ltd
IFSC Code: Kaij0000010
MICR Code: 400386002
Address: 239, Garodia Chambers, Kalbadevi Road, Mumbai 400002
City: Mumbai
District: Mumbai
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400386002.

  • In this case first three codes 400 is city code and it represents city Mumbai.
  • Next three characters 386 represents bank Kallappanna Awade Ichalkaranji Janata Sahakari Bank Ltd.
  • Remaining characters which are 002 represents branch. In our case branch is located at address 239, Garodia Chambers, Kalbadevi Road, Mumbai 400002.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.