MICR Code: 395126003

Bank: Kalupur Commercial Cooperative Bank
IFSC Code: Kccb0udn037
MICR Code: 395126003
Address: 1 St. Floor, Surya Plaza, Near Bhatar Square, Surat-385007
City: Surat
District: Surat
State: Gujarat

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 395126003.

  • In this case first three codes 395 is city code and it represents city Surat.
  • Next three characters 126 represents bank Kalupur Commercial Cooperative Bank.
  • Remaining characters which are 003 represents branch. In our case branch is located at address 1 St. Floor, Surya Plaza, Near Bhatar Square, Surat-385007.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.