MICR Code: 400076009

Bank: Kapol Cooperative Bank
IFSC Code: Kcbl0000009
MICR Code: 400076009
Address: Royal House, 1 St Floor, Mathuradas Road, Kandivali (W), Mumbai - 400 067
City: Mumbai
District: Mumbai
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400076009.

  • In this case first three codes 400 is city code and it represents city Mumbai.
  • Next three characters 076 represents bank Kapol Cooperative Bank.
  • Remaining characters which are 009 represents branch. In our case branch is located at address Royal House, 1 St Floor, Mathuradas Road, Kandivali (W), Mumbai - 400 067.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.