MICR Code: 400076010

Bank: Kapol Cooperative Bank
IFSC Code: Kcbl0000010
MICR Code: 400076010
Address: Goddeo Naka, Tulsi Prasad Chamber, 1 St Floor, Opp: Shiv Sena Off. Bhayander (E), Thane - 401105
City: Thane
District: Mumbai
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400076010.

  • In this case first three codes 400 is city code and it represents city Thane.
  • Next three characters 076 represents bank Kapol Cooperative Bank.
  • Remaining characters which are 010 represents branch. In our case branch is located at address Goddeo Naka, Tulsi Prasad Chamber, 1 St Floor, Opp: Shiv Sena Off. Bhayander (E), Thane - 401105.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.