MICR Code: 400052022

Bank: Karnataka Bank
IFSC Code: Karb0000522
MICR Code: 400052022
Address: Shop No.20,21&22, Shivadarshan Building, Plot No.1, Sector 15, Palm Beach Road, Cbd Belapur, Navi Mumbai, Pin - 400614
City: Mumbai
District: Mumbai
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400052022.

  • In this case first three codes 400 is city code and it represents city Mumbai.
  • Next three characters 052 represents bank Karnataka Bank.
  • Remaining characters which are 022 represents branch. In our case branch is located at address Shop No.20,21&22, Shivadarshan Building, Plot No.1, Sector 15, Palm Beach Road, Cbd Belapur, Navi Mumbai, Pin - 400614.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.