MICR Code: 685480009

Bank: Kerala Gramin Bank
IFSC Code: Klgb0040632
MICR Code: 685480009
Address: Thekke Thottiyil Building, Paingottoor P.O, Ernakulam Dist, Pin -686 671
City: Kottayam
District: Kottayam
State: Kerala

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 685480009.

  • In this case first three codes 685 is city code and it represents city Kottayam.
  • Next three characters 480 represents bank Kerala Gramin Bank.
  • Remaining characters which are 009 represents branch. In our case branch is located at address Thekke Thottiyil Building, Paingottoor P.O, Ernakulam Dist, Pin -686 671.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.