MICR Code: 686480504

Bank: Kerala Gramin Bank
IFSC Code: Klgb0040692
MICR Code: 686480504
Address: City Bldg, Palai Road, Kodungoor Po, Kottayam Dt.
City: Kottayam
District: Kottayam
State: Kerala

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 686480504.

  • In this case first three codes 686 is city code and it represents city Kottayam.
  • Next three characters 480 represents bank Kerala Gramin Bank.
  • Remaining characters which are 504 represents branch. In our case branch is located at address City Bldg, Palai Road, Kodungoor Po, Kottayam Dt..

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.