MICR Code: 695480023

Bank: Kerala Gramin Bank
IFSC Code: Klgb0040390
MICR Code: 695480023
Address: Perunguzhi Usha Buildings, Perunguzhi ( Po), Trivandrum District 695305
City: Trivandrum
District: Trivandrum
State: Kerala

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 695480023.

  • In this case first three codes 695 is city code and it represents city Trivandrum.
  • Next three characters 480 represents bank Kerala Gramin Bank.
  • Remaining characters which are 023 represents branch. In our case branch is located at address Perunguzhi Usha Buildings, Perunguzhi ( Po), Trivandrum District 695305.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.