MICR Code: 495485002
Bank: Kotak Mahindra Bank Limited |
IFSC Code: Kkbk0000133 |
MICR Code: 495485002 |
Address: Ground Floor And 1 St Floor, Krishna Vraj, Sonchhatra Compound High Court Road, Near R N T Square, Bilaspur-495004 |
City: Bilaspur |
District: Bilaspur |
State: Chandigarh |
MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.
Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.
Let's decode MICR code 495485002.
- In this case first three codes 495 is city code and it represents city Bilaspur.
- Next three characters 485 represents bank Kotak Mahindra Bank Limited.
- Remaining characters which are 002 represents branch. In our case branch is located at address Ground Floor And 1 St Floor, Krishna Vraj, Sonchhatra Compound High Court Road, Near R N T Square, Bilaspur-495004.
The easiest way to find MICR code is to check your
- Bank account statement
- Cheques
Please examine below sample cheque for more details

I hope this clears doubts.