MICR Code: 389485042

Bank: Kotak Mahindra Bank Limited
IFSC Code: Kkbk0003010
MICR Code: 389485042
Address: Ground Floor, Shop No 1,2,3 & 4, Shree Nijanand Darshan Complex, Derol Station Road, Kalol - 389330, Taluka: Kalol, District : Panch Mahals, Gujarat.
City: Panch Mahals
District: Kalol
State: Gujarat

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 389485042.

  • In this case first three codes 389 is city code and it represents city Panch Mahals.
  • Next three characters 485 represents bank Kotak Mahindra Bank Limited.
  • Remaining characters which are 042 represents branch. In our case branch is located at address Ground Floor, Shop No 1,2,3 & 4, Shree Nijanand Darshan Complex, Derol Station Road, Kalol - 389330, Taluka: Kalol, District : Panch Mahals, Gujarat..

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.