MICR Code: 363485021

Bank: Kotak Mahindra Bank Limited
IFSC Code: Kkbk0000818
MICR Code: 363485021
Address: 5,6,7,8, Silver Plaza, Ram Chowk, Savasar Plot, Main Road, Morbi, Dist. Rajkot, Gujarat.
City: Rajkot
District: Morvi
State: Gujarat

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 363485021.

  • In this case first three codes 363 is city code and it represents city Rajkot.
  • Next three characters 485 represents bank Kotak Mahindra Bank Limited.
  • Remaining characters which are 021 represents branch. In our case branch is located at address 5,6,7,8, Silver Plaza, Ram Chowk, Savasar Plot, Main Road, Morbi, Dist. Rajkot, Gujarat..

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.