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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. Kotak Mahindra Bank Limited
  4. Gujarat
  5. Surat
  6. Surat
  7. MICR: 395485002

MICR Code: 395485002

Bank: Kotak Mahindra Bank Limited
IFSC Code: Kkbk0000871
MICR Code: 395485002
Address: K.G. Point, Ghod Dod Road, Near Ganga Palace,┬ Ásurat -395007.
City: Surat
District: Surat
State: Gujarat

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 395485002.

  • In this case first three codes 395 is city code and it represents city Surat.
  • Next three characters 485 represents bank Kotak Mahindra Bank Limited.
  • Remaining characters which are 002 represents branch. In our case branch is located at address K.G. Point, Ghod Dod Road, Near Ganga Palace,┬ Ásurat -395007..

How to find micr code (for example 395485002) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.