MICR Code: 395485007

Bank: Kotak Mahindra Bank Limited
IFSC Code: Kkbk0000883
MICR Code: 395485007
Address: Kotak Mahindra Bank Ltd , Vraj Bhumi Apartment, Ground Floor, Shop No. 2 & 3, Puna, Surat ┬Û 395 010
City: Surat
District: Surat
State: Gujarat

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 395485007.

  • In this case first three codes 395 is city code and it represents city Surat.
  • Next three characters 485 represents bank Kotak Mahindra Bank Limited.
  • Remaining characters which are 007 represents branch. In our case branch is located at address Kotak Mahindra Bank Ltd , Vraj Bhumi Apartment, Ground Floor, Shop No. 2 & 3, Puna, Surat ┬Û 395 010.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.