MICR Code: 390156003

Bank: Kotak Mahindra Bank Limited
IFSC Code: Kkbk0bccb01
MICR Code: 390156003
Address: The Baroda City Co Operative Bank Ltd Wadi Branch Lakkadpitha Road, Vadodara - 390 001
City: Vadodara
District: Vadodara
State: Gujarat

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 390156003.

  • In this case first three codes 390 is city code and it represents city Vadodara.
  • Next three characters 156 represents bank Kotak Mahindra Bank Limited.
  • Remaining characters which are 003 represents branch. In our case branch is located at address The Baroda City Co Operative Bank Ltd Wadi Branch Lakkadpitha Road, Vadodara - 390 001.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.