MICR Code: 394485071

Bank: Kotak Mahindra Bank Limited
IFSC Code: Kkbk0000882
MICR Code: 394485071
Address: 1 St Floor, C D House, Vyara, Dist. Surat, Gujrat - 394 650
City: Surat
District: Vyara
State: Gujarat

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 394485071.

  • In this case first three codes 394 is city code and it represents city Surat.
  • Next three characters 485 represents bank Kotak Mahindra Bank Limited.
  • Remaining characters which are 071 represents branch. In our case branch is located at address 1 St Floor, C D House, Vyara, Dist. Surat, Gujrat - 394 650.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.