MICR Code: 180485001

Bank: Kotak Mahindra Bank Limited
IFSC Code: Kkbk0000161
MICR Code: 180485001
Address: Ground Floor , Jhelam Resorts, Opp. Bahu Plaza, Rail Head Complex, Jammu-180012
City: Jammu
District: Jammu
State: Jammu And Kashmir

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 180485001.

  • In this case first three codes 180 is city code and it represents city Jammu.
  • Next three characters 485 represents bank Kotak Mahindra Bank Limited.
  • Remaining characters which are 001 represents branch. In our case branch is located at address Ground Floor , Jhelam Resorts, Opp. Bahu Plaza, Rail Head Complex, Jammu-180012.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.