MICR Code: 682859002

Bank: Kotak Mahindra Bank Limited
IFSC Code: Kkbk0mscb01
MICR Code: 682859002
Address: The Mattancherry Sarvajanik Cooperative Bank Lt No. 3284, Cherlai , Kochi . Po 682002
City: Ernakulam
District: Kochi
State: Kerala

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 682859002.

  • In this case first three codes 682 is city code and it represents city Ernakulam.
  • Next three characters 859 represents bank Kotak Mahindra Bank Limited.
  • Remaining characters which are 002 represents branch. In our case branch is located at address The Mattancherry Sarvajanik Cooperative Bank Lt No. 3284, Cherlai , Kochi . Po 682002.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.