MICR Code: 695857007

Bank: Kotak Mahindra Bank Limited
IFSC Code: Kkbk0ntcub6
MICR Code: 695857007
Address: The Neyyattinkara Co Operative Urban Bank Ltd 931 Uchakada Branch Uchakada
City: Thiruvananthapuram
District: Uchakada
State: Kerala

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 695857007.

  • In this case first three codes 695 is city code and it represents city Thiruvananthapuram.
  • Next three characters 857 represents bank Kotak Mahindra Bank Limited.
  • Remaining characters which are 007 represents branch. In our case branch is located at address The Neyyattinkara Co Operative Urban Bank Ltd 931 Uchakada Branch Uchakada.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.