MICR Code: 415485201

Bank: Kotak Mahindra Bank Limited
IFSC Code: Kkbk0001987
MICR Code: 415485201
Address: Ground Floor, Shivsagar Building, ( Municipal House No 371/A, 371/A1, 371/A2), Kavil Tali, Chiplun, Taluka : Chiplun, District : Ratnagiri, Pin - 415605. Maharashtra.
City: Ratnagiri
District: Chiplun
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 415485201.

  • In this case first three codes 415 is city code and it represents city Ratnagiri.
  • Next three characters 485 represents bank Kotak Mahindra Bank Limited.
  • Remaining characters which are 201 represents branch. In our case branch is located at address Ground Floor, Shivsagar Building, ( Municipal House No 371/A, 371/A1, 371/A2), Kavil Tali, Chiplun, Taluka : Chiplun, District : Ratnagiri, Pin - 415605. Maharashtra..

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.