MICR Code: 400075005

Bank: Kotak Mahindra Bank Limited
IFSC Code: Kkbk0kmcb05
MICR Code: 400075005
Address: Kokan Mercantile Co- Op Bank Ltd Kurla 104/105, Sunny Co- Op. Hsg. Society, Belgrami Naka, 156 Lbs Marg, Kurla (W), Mumbai-400 070.
City: Greater Bombay
District: Mumbai
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400075005.

  • In this case first three codes 400 is city code and it represents city Greater Bombay.
  • Next three characters 075 represents bank Kotak Mahindra Bank Limited.
  • Remaining characters which are 005 represents branch. In our case branch is located at address Kokan Mercantile Co- Op Bank Ltd Kurla 104/105, Sunny Co- Op. Hsg. Society, Belgrami Naka, 156 Lbs Marg, Kurla (W), Mumbai-400 070..

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.