MICR Code: 400075015

Bank: Kotak Mahindra Bank Limited
IFSC Code: Kkbk0kmcb15
MICR Code: 400075015
Address: Kokan Mercantile Co- Op Bank Ltd Nerul Shiv Parvati Co- Op. Housing Society Ltd. Sector 21, Plot No. 106-110, Nerul ( East), Navi Mumbai-400 706
City: Greater Bombay
District: Mumbai
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400075015.

  • In this case first three codes 400 is city code and it represents city Greater Bombay.
  • Next three characters 075 represents bank Kotak Mahindra Bank Limited.
  • Remaining characters which are 015 represents branch. In our case branch is located at address Kokan Mercantile Co- Op Bank Ltd Nerul Shiv Parvati Co- Op. Housing Society Ltd. Sector 21, Plot No. 106-110, Nerul ( East), Navi Mumbai-400 706.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.