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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. Kotak Mahindra Bank Limited
  4. Maharashtra
  5. Mumbai
  6. Greater Bombay
  7. MICR: 400409005

MICR Code: 400409005

Bank: Kotak Mahindra Bank Limited
IFSC Code: Kkbk0tncb05
MICR Code: 400409005
Address: The National Co- Op Bank Ltd Nerul Rly St E 12-15, Nerul Railway St, Cum Commercial Complex, Nerul, Navi Mumbai - 400 706
City: Greater Bombay
District: Mumbai
State: Maharashtra

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400409005.

  • In this case first three codes 400 is city code and it represents city Greater Bombay.
  • Next three characters 409 represents bank Kotak Mahindra Bank Limited.
  • Remaining characters which are 005 represents branch. In our case branch is located at address The National Co- Op Bank Ltd Nerul Rly St E 12-15, Nerul Railway St, Cum Commercial Complex, Nerul, Navi Mumbai - 400 706.

How to find micr code (for example 400409005) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.