MICR Code: 400485044

Bank: Kotak Mahindra Bank Limited
IFSC Code: Kkbk0000639
MICR Code: 400485044
Address: Gr Flr Unit 2 & Basement Unit B Manek Lodge, N S Patkar Marg, Hughes Road, Mumbai 400 007
City: Greater Bombay
District: Mumbai
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400485044.

  • In this case first three codes 400 is city code and it represents city Greater Bombay.
  • Next three characters 485 represents bank Kotak Mahindra Bank Limited.
  • Remaining characters which are 044 represents branch. In our case branch is located at address Gr Flr Unit 2 & Basement Unit B Manek Lodge, N S Patkar Marg, Hughes Road, Mumbai 400 007.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.