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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. Kotak Mahindra Bank Limited
  4. Maharashtra
  5. Mumbai
  6. Greater Bombay
  7. MICR: 400485046

MICR Code: 400485046

Bank: Kotak Mahindra Bank Limited
IFSC Code: Kkbk0000640
MICR Code: 400485046
Address: Shop No. 9, 10, 11 & 12, Veer Mahal Chs, Ground Floor, Dr. Babasaheb Ambedkar Road, Parel, Mumbai 400 012
City: Greater Bombay
District: Mumbai
State: Maharashtra

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400485046.

  • In this case first three codes 400 is city code and it represents city Greater Bombay.
  • Next three characters 485 represents bank Kotak Mahindra Bank Limited.
  • Remaining characters which are 046 represents branch. In our case branch is located at address Shop No. 9, 10, 11 & 12, Veer Mahal Chs, Ground Floor, Dr. Babasaheb Ambedkar Road, Parel, Mumbai 400 012.

How to find micr code (for example 400485046) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.