MICR Code: 400485072

Bank: Kotak Mahindra Bank Limited
IFSC Code: Kkbk0001357
MICR Code: 400485072
Address: Chamumda Circle Branch- Borivali Ground Floor ( Part), Jay Bhadra Villa™ Plot No.14 , S V Road, Near Chamunda Circle , Borivali ( West) Mumbai-400092
City: Greater Bombay
District: Mumbai
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400485072.

  • In this case first three codes 400 is city code and it represents city Greater Bombay.
  • Next three characters 485 represents bank Kotak Mahindra Bank Limited.
  • Remaining characters which are 072 represents branch. In our case branch is located at address Chamumda Circle Branch- Borivali Ground Floor ( Part), Jay Bhadra Villa┬Ö Plot No.14 , S V Road, Near Chamunda Circle , Borivali ( West) Mumbai-400092.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.