MICR Code: 440199002

Bank: Kotak Mahindra Bank Limited
IFSC Code: Kkbk0tcsb02
MICR Code: 440199002
Address: The Chitnavispura Sahakari Bank Ltd Mahal Budhwar Bazar Mahal Nagpur
City: Nagpur
District: Nagpur
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 440199002.

  • In this case first three codes 440 is city code and it represents city Nagpur.
  • Next three characters 199 represents bank Kotak Mahindra Bank Limited.
  • Remaining characters which are 002 represents branch. In our case branch is located at address The Chitnavispura Sahakari Bank Ltd Mahal Budhwar Bazar Mahal Nagpur.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.