MICR Code: 144485052

Bank: Kotak Mahindra Bank Limited
IFSC Code: Kkbk0000262
MICR Code: 144485052
Address: Khata No 385/386 , Khatouni No 680/681 Banga Road Apra - 144 416 Tehsil Phillaur, Distt Jalandhar
City: Jalandhar
District: Jalandhar
State: Punjab

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 144485052.

  • In this case first three codes 144 is city code and it represents city Jalandhar.
  • Next three characters 485 represents bank Kotak Mahindra Bank Limited.
  • Remaining characters which are 052 represents branch. In our case branch is located at address Khata No 385/386 , Khatouni No 680/681 Banga Road Apra - 144 416 Tehsil Phillaur, Distt Jalandhar.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.