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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. Kotak Mahindra Bank Limited
  4. Punjab
  5. Phagwara
  6. Kapurthala
  7. MICR: 144485712

MICR Code: 144485712

Bank: Kotak Mahindra Bank Limited
IFSC Code: Kkbk0000253
MICR Code: 144485712
Address: Ugf, Milap Towers, Opp. Ohri Towers,G.T. Road, Phagwara - 144 401
City: Kapurthala
District: Phagwara
State: Punjab

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 144485712.

  • In this case first three codes 144 is city code and it represents city Kapurthala.
  • Next three characters 485 represents bank Kotak Mahindra Bank Limited.
  • Remaining characters which are 712 represents branch. In our case branch is located at address Ugf, Milap Towers, Opp. Ohri Towers,G.T. Road, Phagwara - 144 401.

How to find micr code (for example 144485712) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.