MICR Code: 312485002

Bank: Kotak Mahindra Bank Limited
IFSC Code: Kkbk0003704
MICR Code: 312485002
Address: Chittorgarh Branch, Ground Floor ┬ Ôjagannath Tower┬Ö Bhilwada Road, Near Higher Secondary School, Chittorgarh Rajasthan-312001
City: Chittaurgarh
District: Chittorgarh
State: Rajasthan

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 312485002.

  • In this case first three codes 312 is city code and it represents city Chittaurgarh.
  • Next three characters 485 represents bank Kotak Mahindra Bank Limited.
  • Remaining characters which are 002 represents branch. In our case branch is located at address Chittorgarh Branch, Ground Floor ┬ Ôjagannath Tower┬Ö Bhilwada Road, Near Higher Secondary School, Chittorgarh Rajasthan-312001.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.