MICR Code: 400096012

Bank: Mahanagar Cooperative Bank Ltd
IFSC Code: Mcbl0960012
MICR Code: 400096012
Address: Laxmi Niwas, Plot No.4, S.V. Road, Daulat Nagar, Borivali( East), Mumbai-400066
City: Greater Mumbai
District: Mumbai
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400096012.

  • In this case first three codes 400 is city code and it represents city Greater Mumbai.
  • Next three characters 096 represents bank Mahanagar Cooperative Bank Ltd.
  • Remaining characters which are 012 represents branch. In our case branch is located at address Laxmi Niwas, Plot No.4, S.V. Road, Daulat Nagar, Borivali( East), Mumbai-400066.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.