MICR Code: 400096032
Bank: Mahanagar Cooperative Bank Ltd |
IFSC Code: Mcbl0960032 |
MICR Code: 400096032 |
Address: Sai Sharan Co Op Hsg Society Office No 3,4,5,5A And 6, Plot No.15, Sector No.8, Khanda Colony, New Panvel West |
City: Raigad |
District: Panvel |
State: Maharashtra |
MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.
Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.
Let's decode MICR code 400096032.
- In this case first three codes 400 is city code and it represents city Raigad.
- Next three characters 096 represents bank Mahanagar Cooperative Bank Ltd.
- Remaining characters which are 032 represents branch. In our case branch is located at address Sai Sharan Co Op Hsg Society Office No 3,4,5,5A And 6, Plot No.15, Sector No.8, Khanda Colony, New Panvel West.
The easiest way to find MICR code is to check your
- Bank account statement
- Cheques
Please examine below sample cheque for more details

I hope this clears doubts.