MICR Code: 400082023

Bank: Maharashtra State Cooperative Bank
IFSC Code: Msci0082023
MICR Code: 400082023
Address: Modern Chs Sadhana 16 Th Rd Khar(W) 400052
City: Mumbai
District: Mumbai
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400082023.

  • In this case first three codes 400 is city code and it represents city Mumbai.
  • Next three characters 082 represents bank Maharashtra State Cooperative Bank.
  • Remaining characters which are 023 represents branch. In our case branch is located at address Modern Chs Sadhana 16 Th Rd Khar(W) 400052.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.