MICR Code: 400082027

Bank: Maharashtra State Cooperative Bank
IFSC Code: Msci0082027
MICR Code: 400082027
Address: 2 Saiaradhana Chs P.S. Rd Santacruz W 400054
City: Mumbai
District: Mumbai
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400082027.

  • In this case first three codes 400 is city code and it represents city Mumbai.
  • Next three characters 082 represents bank Maharashtra State Cooperative Bank.
  • Remaining characters which are 027 represents branch. In our case branch is located at address 2 Saiaradhana Chs P.S. Rd Santacruz W 400054.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.