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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. New India Cooperative Bank Ltd
  4. Gujarat
  5. Surat
  6. Surat
  7. MICR: 400085102

MICR Code: 400085102

Bank: New India Cooperative Bank Ltd
IFSC Code: Nicb0000102
MICR Code: 400085102
Address: Annapurna Market, Kamela Darwaja, Ring Road, Surat ┬Û 395 003
City: Surat
District: Surat
State: Gujarat

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400085102.

  • In this case first three codes 400 is city code and it represents city Surat.
  • Next three characters 085 represents bank New India Cooperative Bank Ltd.
  • Remaining characters which are 102 represents branch. In our case branch is located at address Annapurna Market, Kamela Darwaja, Ring Road, Surat ┬Û 395 003.

How to find micr code (for example 400085102) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.