MICR Code: 400085021
Bank: New India Cooperative Bank Ltd |
IFSC Code: Nicb0000021 |
MICR Code: 400085021 |
Address: Benazeer House, 14, Gunbow Street, Mumbai 400 001. |
City: Brihan Mumbai |
District: Mumbai |
State: Maharashtra |
MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.
Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.
Let's decode MICR code 400085021.
- In this case first three codes 400 is city code and it represents city Brihan Mumbai.
- Next three characters 085 represents bank New India Cooperative Bank Ltd.
- Remaining characters which are 021 represents branch. In our case branch is located at address Benazeer House, 14, Gunbow Street, Mumbai 400 001..
The easiest way to find MICR code is to check your
- Bank account statement
- Cheques
Please examine below sample cheque for more details

I hope this clears doubts.