MICR Code: 400085025

Bank: New India Cooperative Bank Ltd
IFSC Code: Nicb0000025
MICR Code: 400085025
Address: Riddhi Siddhi Bldg, 20, Station Road, Nerul ( West), Navi Mumbai 400706
City: Brihan Mumbai
District: Navi Mumbai
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400085025.

  • In this case first three codes 400 is city code and it represents city Brihan Mumbai.
  • Next three characters 085 represents bank New India Cooperative Bank Ltd.
  • Remaining characters which are 025 represents branch. In our case branch is located at address Riddhi Siddhi Bldg, 20, Station Road, Nerul ( West), Navi Mumbai 400706.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.