MICR Code: 160022011

Bank: Oriental Bank of Commerce
IFSC Code: Orbc0100874
MICR Code: 160022011
Address: S.C.O.385, Sector 37-D, Chandigarh, Chandigarh,160037, Chandigarh
City: Chandigarh
District: Chandigarh
State: Chandigarh

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 160022011.

  • In this case first three codes 160 is city code and it represents city Chandigarh.
  • Next three characters 022 represents bank Oriental Bank of Commerce.
  • Remaining characters which are 011 represents branch. In our case branch is located at address S.C.O.385, Sector 37-D, Chandigarh, Chandigarh,160037, Chandigarh.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.