MICR Code: 492022004

Bank: Oriental Bank of Commerce
IFSC Code: Orbc0100918
MICR Code: 492022004
Address: Pt.J.N. Memorial Medical College, Raipur,492001,, Raipur
City: Raipur
District: Raipur
State: Chandigarh

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 492022004.

  • In this case first three codes 492 is city code and it represents city Raipur.
  • Next three characters 022 represents bank Oriental Bank of Commerce.
  • Remaining characters which are 004 represents branch. In our case branch is located at address Pt.J.N. Memorial Medical College, Raipur,492001,, Raipur.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.