MICR Code: 364022001

Bank: Oriental Bank of Commerce
IFSC Code: Orbc0100490
MICR Code: 364022001
Address: 87/88, Taloja Rd, Near Ram Nagar, Bhavnagar,, Bhavnagar
City: Bhavnagar
District: Bhavnagar
State: Gujarat

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 364022001.

  • In this case first three codes 364 is city code and it represents city Bhavnagar.
  • Next three characters 022 represents bank Oriental Bank of Commerce.
  • Remaining characters which are 001 represents branch. In our case branch is located at address 87/88, Taloja Rd, Near Ram Nagar, Bhavnagar,, Bhavnagar.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.