MICR Code: 396022031

Bank: Oriental Bank of Commerce
IFSC Code: Orbc0100965
MICR Code: 396022031
Address: C-71/68/13, Fortune Galaxy, Hotel Compound,, Koparli Road National Highway-8, Gidc, Vapi
City: Vapi
District: Vapi
State: Gujarat

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 396022031.

  • In this case first three codes 396 is city code and it represents city Vapi.
  • Next three characters 022 represents bank Oriental Bank of Commerce.
  • Remaining characters which are 031 represents branch. In our case branch is located at address C-71/68/13, Fortune Galaxy, Hotel Compound,, Koparli Road National Highway-8, Gidc, Vapi.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.