MICR Code: 132022108

Bank: Oriental Bank of Commerce
IFSC Code: Orbc0101176
MICR Code: 132022108
Address: Bay No 23,24, Institutional Area, Sector 12, Karnal
City: Karnal
District: Karnal
State: Haryana

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 132022108.

  • In this case first three codes 132 is city code and it represents city Karnal.
  • Next three characters 022 represents bank Oriental Bank of Commerce.
  • Remaining characters which are 108 represents branch. In our case branch is located at address Bay No 23,24, Institutional Area, Sector 12, Karnal.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.