MICR Code: 132022005

Bank: Oriental Bank of Commerce
IFSC Code: Orbc0101172
MICR Code: 132022005
Address: I B L School Lane,, Panipat
City: Panipat
District: Panipat
State: Haryana

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 132022005.

  • In this case first three codes 132 is city code and it represents city Panipat.
  • Next three characters 022 represents bank Oriental Bank of Commerce.
  • Remaining characters which are 005 represents branch. In our case branch is located at address I B L School Lane,, Panipat.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.