MICR Code: 682022003

Bank: Oriental Bank of Commerce
IFSC Code: Orbc0101008
MICR Code: 682022003
Address: Gautham Hospital, Panayapally, Kochi,, Ernakulam-682005, Kochi
City: Kochi
District: Kochi
State: Kerala

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 682022003.

  • In this case first three codes 682 is city code and it represents city Kochi.
  • Next three characters 022 represents bank Oriental Bank of Commerce.
  • Remaining characters which are 003 represents branch. In our case branch is located at address Gautham Hospital, Panayapally, Kochi,, Ernakulam-682005, Kochi.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.