MICR Code: 400022043

Bank: Oriental Bank of Commerce
IFSC Code: Orbc0105257
MICR Code: 400022043
Address: Plot 6,7-41 A 45, Victoria Road, Mustafa Bazar, Byculla, Mumbai
City: Mumbai
District: Mumbai
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400022043.

  • In this case first three codes 400 is city code and it represents city Mumbai.
  • Next three characters 022 represents bank Oriental Bank of Commerce.
  • Remaining characters which are 043 represents branch. In our case branch is located at address Plot 6,7-41 A 45, Victoria Road, Mustafa Bazar, Byculla, Mumbai.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.