MICR Code: 400022080

Bank: Oriental Bank of Commerce
IFSC Code: Orbc0101619
MICR Code: 400022080
Address: Shop No 1 To 4, Fam Chs, Plot No 19 & 19A, Sector 11, Koparkhairane, Navi Mumbai
City: Navi Mumbai
District: Navi Mumbai
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400022080.

  • In this case first three codes 400 is city code and it represents city Navi Mumbai.
  • Next three characters 022 represents bank Oriental Bank of Commerce.
  • Remaining characters which are 080 represents branch. In our case branch is located at address Shop No 1 To 4, Fam Chs, Plot No 19 & 19A, Sector 11, Koparkhairane, Navi Mumbai.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.