MICR Code: 160022035

Bank: Oriental Bank of Commerce
IFSC Code: Orbc0105240
MICR Code: 160022035
Address: Ssiet Ambala Road Dera Bassi,, Derra Bassi
City: Derra Bassi
District: Derra Bassi
State: Punjab

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 160022035.

  • In this case first three codes 160 is city code and it represents city Derra Bassi.
  • Next three characters 022 represents bank Oriental Bank of Commerce.
  • Remaining characters which are 035 represents branch. In our case branch is located at address Ssiet Ambala Road Dera Bassi,, Derra Bassi.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.