MICR Code: 146022004

Bank: Oriental Bank of Commerce
IFSC Code: Orbc0101032
MICR Code: 146022004
Address: International Tractor, Jalandhar Road, Hoshiarpur
City: Hoshiarpur
District: Hoshiarpur
State: Punjab

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 146022004.

  • In this case first three codes 146 is city code and it represents city Hoshiarpur.
  • Next three characters 022 represents bank Oriental Bank of Commerce.
  • Remaining characters which are 004 represents branch. In our case branch is located at address International Tractor, Jalandhar Road, Hoshiarpur.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.