MICR Code: 141022028

Bank: Oriental Bank of Commerce
IFSC Code: Orbc0101354
MICR Code: 141022028
Address: 7-B, Shaheed Bhagat Singh Nagar,, Pakhowal Road, Ludhiana
City: Ludhiana
District: Ludhiana
State: Punjab

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 141022028.

  • In this case first three codes 141 is city code and it represents city Ludhiana.
  • Next three characters 022 represents bank Oriental Bank of Commerce.
  • Remaining characters which are 028 represents branch. In our case branch is located at address 7-B, Shaheed Bhagat Singh Nagar,, Pakhowal Road, Ludhiana.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.